Meet Ask Emma.

The private, personalized virtual assistant that helps you get the most from your benefits.

Need to see which health plan saves you the most money?

Ask Emma’s calculator estimates your costs for the year on each plan.

Have a question or two about something specific?

Ask Emma’s videos and FAQs demystify complicated terms, and use straightforward examples to help you understand your options.

Looking for a guide, start to finish?

Walk through the 5-minute educational interview and share your health needs. Ask Emma will run the numbers, make a recommendation, and explain how each plan will cover you.